We guarantee the ability to buy and sell at 1.8% of the current wholesale market gold price.
Our 0.4% annual maintenance fee is billed on a semi-annual basis (every January & July). We have no minimum maintenance fee. You only pay for what you store.
Vaulted also offers the smallest product spread of any physical gold investment vehicle. We never attempt to hide fees.Learn More
The spread or premium represents the price of a certain gold product over gold's spot price (for example, a 1-ounce gold coin might cost $2,150 even if gold's spot price is $2,000). Gold investors typically pay a 3-15% premium on gold’s spot price in addition to transaction costs. Spreads and premiums can skyrocket during supply chain disruptions and times of high demand. Vaulted investors do not need to worry about these issues. We keep our spread close to 0 by cutting out 70% of the traditional gold supply chain. Less people take a cut of your investment, so you get the best prices every time.
Taxes are another major cost of buying gold. Gold-backed ETFs, other online gold accounts, and physical coins/bullion are taxed as collectibles in the United States, meaning they face a 28% long-term capital gains tax rate. Vaulted assets are subject to a different tax structure that may reduce your tax liability by 30-50%. Please connect with your Vaulted advisor and consult a tax professional for more details on the tax implications of your capital gains in Vaulted.
*Your Vaulted advisor can explain how Vaulted is taxed compared to other investment vehicles, however all investors should also consult a tax professional.*
We are able to lower fees by using cutting-edge technology, eliminating unnecessary middlemen, keeping overhead costs low, and storing any vaulted gold bars directly at their manufacturer, the Royal Canadian Mint. We pass those efficiencies on to you.
A Crown corporation of the Government of Canada, the Royal Canadian Mint provides secure storage of globally recognized precious metal products at the Mint's facilities in Ottawa.
The Mint is exceptionally secure. All inventory is counted on a quarterly basis, and the Mint is audited annually by the Government of Canada’s Office of the Auditor General.
All inventory is recounted by the Mint's staff on a quarterly basis.
The Mint is audited annually by the Government of Canada’s Office of the Auditor General, and customers can arrange for formal audits of their own holdings.